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Financial Analytics: Cutting Cloud Costs & Boosting Real-Time Insights

Azul and ActiveViam: Redefining Cost Optimization for Real-Time Financial Analytics in the Cloud

Navigating the Perfect Storm in Financial Analytics

Imagine a typical morning in a global investment bank’s risk control center. The markets surged unexpectedly overnight. Regulators have tightened real-time monitoring requirements. At the same time, the CFO’s latest memo emphasizes aggressive cloud cost cuts. For the bank’s IT and risk teams, these moves are both an opportunity and a threat. Their analytics systems must become even faster and more reliable, but every additional gigabyte of cloud memory costs more than ever before. It’s a perfect storm of risk, regulation, and mounting bills—a scenario not just for one bank, but for financial institutions worldwide.

How can modern risk and analytics professionals tackle these seemingly conflicting demands—delivering instant insights while controlling runaway cloud costs and staying compliant with regulators? The answer, as emerging case studies suggest, may lie in the partnership between Azul and ActiveViam, whose combined solution is poised to transform the economics and agility of financial analytics in the cloud.


The Challenge: Cost, Compliance, and High-Speed Analytics

In financial services, speed and trust go hand in hand. From credit risk assessments to intraday P&L analytics, every millisecond counts for both business and compliance. Meanwhile, leaders face cost explosions as in-memory analytics platforms—critical for risk and real-time trading—consume ever-larger cloud memory instances.

These requirements force a tricky balancing act:

  • Real-time risk insight: Analytics must process terabytes of data across volatile markets, without delay or downtime.
  • Non-negotiable compliance: Uptime and auditability are regulatory musts, not optional extras.
  • Board-level cost scrutiny: Cloud bills have ballooned as businesses shift high-performance analytics into the public cloud.

Many institutions have migrated legacy on-premises systems to cloud to unlock flexibility and scalability. Yet, unoptimized cloud architectures—especially for Java applications with large in-memory data sets—have driven up costs, strained reliability, and left critical workloads slow to scale or restart during high-stress scenarios.


The Breakthrough: Azul and ActiveViam’s Strategic Partnership

In a recent announcement, Azul (a leader in high-performance Java platforms) and ActiveViam (the powerhouse behind the Atoti analytics suite) unveiled a partnership designed to directly tackle these pressing pain points. Their mission: enable financial institutions to achieve real-time, high-volume analytics with significantly reduced cloud infrastructure costs and improved application agility.

Key Innovation: CRaC-Driven Elastic Memory Scaling

At the core of this collaboration is Azul’s Platform Prime, which includes CRaC (Coordinated Restore at Checkpoint) functionality. CRaC allows organizations to “checkpoint” a fully warmed-up Java application—essentially capturing a snapshot of memory and application state. When demand spikes or system recovery is needed, new analytics instances can be restored from this snapshot in minutes instead of hours, dramatically improving elasticity and time-to-value.

Atoti, ActiveViam’s flagship in-memory analytics platform, seamlessly integrates with CRaC. This pairing means that complex risk models, stress tests, and analytic cubes—often involving terabytes of data—can be deployed, paused, or scaled elastically, with no “cold start” penalty and without data integrity risks.

Real-World Impact: 50% Lower Cloud Costs

The net effect? Financial institutions leveraging this solution have reported up to 50% reductions in cloud infrastructure costs, while maintaining or improving analytic performance and resilience. A global financial services group running credit risk workloads on AWS Graviton recently validated these claims: by adopting the joint solution, they were able to provision risk analytics instances rapidly (in minutes), reduce cost, boost reliability, and accommodate regulatory demand for continuous uptime.


What the Experts Say

“Through continuous innovation and close collaboration with Azul and our launch customers, Atoti has become the most cost-effective platform for complex financial analytics,” notes Antoine Chambille, CTO of ActiveViam. “By leveraging the power of Atoti and Azul Platform Prime, we’ve unlocked a new way to reduce total cost of ownership while maintaining high performance and improving availability.”

Gil Tene, Azul’s CTO and co-founder, adds, “The combination of ActiveViam’s Atoti in-memory analytics and Azul Platform Prime has already proven its ability to deliver lightning-fast insights on terabytes of data without pauses or errors. By leveraging CRaC support in Azul Platform Prime, organizations can spin up new Atoti cubes in a fraction of the time previously required. This breakthrough accelerates time-to-insight and drastically reduces infrastructure costs, making high-performance in-memory analytics more efficient and accessible than ever before.”


Case Study: Reinventing Credit Risk Analytics at Scale

Let’s look deeper. One global financial group, facing challenges with start-up times and AWS infrastructure costs for a critical credit risk application, transitioned to the Azul-ActiveViam solution.

  • Previous state: Start-up of large, in-memory risk models took hours. During market volatility or failover, this bottleneck limited response and increased exposure.
  • With the new solution: Atoti analytical instances (running atop Azul Platform Prime) are started from CRaC checkpoints in minutes—not hours. Elastic scaling means resources match demand, and unused instances can “hibernate” until needed.
  • Results: Improved application elasticity and reliability, immediate responsiveness to market stress, 50%+ savings in cloud costs, and no tradeoff in risk analytics fidelity or compliance.

This model provides a playbook for banks, asset managers, insurance companies, and even fintech firms dealing with high-velocity, multi-regulatory cloud analytics environments.


Architectural Advantage: Why This Approach Works

Why does combining Azul Platform Prime with ActiveViam Atoti matter so much for financial analytics? Consider these key architectural benefits:

  • Instant Elasticity: CRaC check-pointed Java applications (e.g., Atoti cubes) can be restored to full operational state in minutes. Elastic scaling becomes practical even for huge, memory-intensive workloads.
  • No Cold Start Delays: Java warm-up times are eliminated, solving a notorious performance bottleneck in high-memory analytics.
  • Cost-efficient Usage: Organizations use—and pay for—cloud resources only while analytics are actively running. This “on-demand” model aligns resource consumption with real business need.
  • Resilience and Compliance: Fast, predictable start-up and shutdown cycles make it easier to meet regulatory uptime standards and accelerate recovery from incidents.

Financial Analytics: Cutting Cloud Costs & Boosting Real-Time Insights

Expert Take: Implications for the Future of CX/EX in Financial Services

For Customer and Employee Experience (CX/EX) leaders in financial institutions, these technical advances have direct, high-impact implications:

  • Faster Insights for Frontline Staff: With instant access to up-to-date analytics, customer-facing and risk management teams can respond more quickly during high-pressure scenarios.
  • Lower Costs, Better Experiences: Freed-up budget from reduced infrastructure spending can be redirected toward innovation in client services or employee engagement platforms.
  • Agility Amid Regulatory Change: As governments and central banks impose new real-time transparency mandates, this solution grants flexibility without increasing IT complexity or cost exposure.

Actionable Recommendations for CX/EX Professionals

1. Assess Current In-Memory Analytics Strategy

Review the architecture of critical analytics workloads. Are Java “cold starts” or slow restarts introducing risk or expense? Quantify the real business cost of these delays.

2. Benchmark Cloud Efficiency Gains

Run a pilot comparison between traditional in-memory analytics deployments and the Azul-ActiveViam solution. Track total provisioned hours, elasticity during demand surges, and cloud cost savings.

3. Bridge IT and Business Stakeholders

Highlight not just the technical, but also operational and experiential gains of faster, more elastic analytics. Tie infrastructure savings directly to improved customer or employee outcomes.

4. Prepare for Regulatory Reporting Requirements

Consult with compliance officers on how near-instant recovery and start-up times might help fulfill new regulatory standards for uptime and real-time reporting—potentially giving your institution a competitive compliance edge.

5. Build a Culture of Continuous Optimization

Use this partnership as a catalyst for broader cloud and analytics optimization across your landscape. Promote best practices, build business cases, and incentivize teams to challenge the status quo in analytics infrastructure and CX/EX delivery.


Final Thoughts: Cost-Effective, Agile Analytics as a CX/EX Differentiator

In today’s volatile, always-on financial world, the ability to elastically scale memory-intensive analytics without sacrificing cost or compliance is a game-changer. The partnership between Azul and ActiveViam marks a significant step forward—delivering not just technical innovation, but practical, CX- and EX-driven value for the institutions willing to embrace it.

Financial services leaders who move early can expect a competitive edge, not only in margin management and risk agility but in the experience they deliver to every customer and employee touched by their analytics-powered business.

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